Consumers warned of insurance fraud
Apart directed by car accidents to the sale of fake sickness, insurance fraud is a growing problem in the state and the country.
In recognition of March is Fraud Prevention Month, AAA Arizona wants a light on this crime, it is estimated that the cost of an average family in Arizona additional $ 300 per year in increased premiums.
Assurance of fraud can be, against insurance or insurance. It occurs when someone deliberately deceives another on an issue to get insurance, money or other benefits to which it has no right to spread. Since insurance companies, the cost of the gap between the demands of insurance, an increase in fraudulent claims force premium for all insured.
Assekuranz studies show that 10 percent or more of insurance claims are fraudulent claims. This corresponds to approximately $ 30 billion per year, according to the Insurance Information Institute (III). The most common cases of insurance fraud include “filling” real allegation, incorrect facts on an insurance application, the model for damages or injuries that never occurred, and “mis en scène “Accidents, by the III.
“Anyone who has insurance, felt the negative effects of insurance fraud,” said John Lawson, AAA Arizona vice president of insurance services. “And because it affects an entire insurance, it is important for consumers to know that this is a real serious problem and that the government can not fight without his help. ”
The best way to combat fraud and insurance companies criminals who committed it remain vigilant and follow the correct procedure, you need a witness or self-collision. AAA Arizona also advises consumers to:
Be aware of potential fraud schemes. If you have an accident and someone who suggests a doctor or lawyer, who can help “make money” or a mechanic, offers to “bury” inflate your deductible from the assessment, this is not accepting offers. Scenarios such as these systems are probably fraud.
Report on accidents and losses. Report of accident to the police, if it participates, or a witness. If you are involved, let your insurance company know, whatever guilt. His report is important for the legitimacy of the law, but also to determine whether the allegations that have made other fraudulent.